Last Updated: December 6, 2024
Welcome to DuoDime. These Terms of Use ("Terms") govern your access to and use of the DuoDime website, mobile application, and services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Service.
By creating an account, accessing, or using DuoDime, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms constitute a legally binding agreement between you and DuoDime.
You must be at least 18 years old and able to form a binding contract to use the Service. By using the Service, you represent and warrant that you meet these eligibility requirements.
DuoDime is a financial management platform designed for couples to budget, track expenses, manage goals, and monitor their financial health together. Our Service includes:
To use the Service, you must create an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You agree to:
DuoDime uses Plaid Technologies, Inc. ("Plaid") to connect to your financial accounts. When you link a financial account through our Service, you grant DuoDime and Plaid the right, power, and authority to access and transmit your information as necessary to provide the Service. Your use of Plaid's services is subject to Plaid's End User Privacy Policy, available at https://plaid.com/legal.
By connecting your financial accounts, you authorize us to:
While we strive to provide accurate financial information, DuoDime relies on data provided by third-party financial institutions and service providers. We do not guarantee the accuracy, completeness, or timeliness of any financial data displayed in the Service. You should verify all important information with your financial institutions.
DuoDime uses Google Firebase to securely store and manage your data. We implement industry-standard security measures to protect your information, including:
However, no method of transmission or storage is 100% secure. While we implement reasonable security measures, we cannot guarantee absolute security of your data.
You agree to use the Service only for lawful purposes and in accordance with these Terms. You are responsible for all activity that occurs under your account.
You agree not to:
DuoDime offers a 14-day free trial for new users. You may cancel at any time during the trial period without being charged. If you do not cancel before the trial ends, your subscription will automatically begin, and you will be charged the applicable subscription fee.
DuoDime offers monthly and annual subscription plans. By subscribing, you authorize us to charge your payment method the applicable subscription fee, plus any applicable taxes and other charges. Subscription fees are billed in advance on a recurring basis.
Your subscription will automatically renew at the end of each billing period unless you cancel before the renewal date. You will be charged the then-current subscription rate.
You may cancel your subscription at any time through your account settings. Cancellation will take effect at the end of your current billing period, and you will retain access to the Service until that time. We do not offer refunds for partial subscription periods, except as required by law.
We may change our subscription fees at any time. We will provide you with advance notice of any price changes, and the changes will apply to your next billing cycle after the notice period.
DuoDime allows you to invite a partner to share access to certain financial information and features. By inviting a partner:
Each user is responsible for their own account security and for any actions taken under their account, including actions affecting shared data.
The Service, including all content, features, functionality, software, designs, text, graphics, logos, and other materials, is owned by DuoDime and is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of our Service without our express written permission.
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial use, subject to these Terms.
If you provide us with any feedback, suggestions, or ideas about the Service, you grant us the right to use such feedback without any obligation to you.
DuoDime is a financial management tool, not a financial advisor. The Service provides information and tools to help you track and manage your finances, but does not provide financial, investment, tax, or legal advice. You should consult with qualified professionals before making any financial decisions.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT ANY DEFECTS WILL BE CORRECTED.
The Service may contain links to third-party websites or services, including financial institutions and Plaid. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. Your use of third-party services is at your own risk.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, DUODIME, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS RELATED TO THE SERVICE EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.
You agree to indemnify, defend, and hold harmless DuoDime and its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:
You may terminate your account at any time by contacting us or through your account settings. Upon termination, your right to use the Service will immediately cease.
We may suspend or terminate your account and access to the Service at any time, with or without cause, with or without notice. Reasons for termination may include, but are not limited to:
Upon termination:
Upon termination of your account, we will retain your data for a limited period as required by law and our business practices. You may request deletion of your data by contacting us. We will delete your personal data within 30 days of your request, except where we are required to retain it by law.
We may modify these Terms at any time. If we make material changes, we will notify you by email or through the Service. Your continued use of the Service after the changes become effective constitutes your acceptance of the revised Terms. If you do not agree to the modified Terms, you must stop using the Service.
We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.
If you have any dispute with us, you agree to first contact us and attempt to resolve the dispute informally by emailing us at [email protected].
If we cannot resolve a dispute informally, you and DuoDime agree to resolve any claims relating to these Terms or the Service through final and binding arbitration, except that you may assert claims in small claims court if your claims qualify. The arbitration will be conducted by the American Arbitration Association (AAA) under its rules.
YOU AND DUODIME AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
These Terms and any dispute arising out of or related to these Terms or the Service shall be governed by the laws of the State of Delaware, without regard to its conflict of law provisions. Any arbitration or legal proceeding shall take place in Delaware.
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and DuoDime regarding the Service and supersede any prior agreements.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver of any provision of these Terms will be effective only if in writing and signed by DuoDime.
You may not assign or transfer these Terms or your rights under these Terms without our prior written consent. We may assign our rights and obligations under these Terms without restriction.
If you have any questions about these Terms, please contact us:
DuoDime
Email: [email protected]
Website: www.duodime.com
By using DuoDime, you acknowledge that you have read and understood these Terms of Use and agree to be bound by them.